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Domestic /NRO/ NRE/Senior Citizen Fixed Deposit Rates (all in %) w.e.f. 29.04.2025

  < 3 Cr* DOMESTIC(RESIDENT) NRE/NRO deposits
 < 3 Cr* (Senior Citizen)
Not applicable for NRE/NRO deposits
Tenure Rate Annualized Yield Rate Annualized Yield
7 days to 14 days 3.50 3.50 4.00 4.00
15 days to 30 days 3.50 3.50 4.00 4.00
31 days to 45 days 3.75 3.75 4.25 4.25
46 days to 60 days 4.75 4.75 5.25 5.25
61 days to 90 days 5.00 5.00 5.50 5.50
91 days to 120 days 7.00 7.00 7.50 7.50
121 days to 180 days 7.00 7.00 7.50 7.50
181 days to 210 days 7.00 7.19 7.50 7.71
211 days to 269 days 7.00 7.19 7.50 7.71
270 days to 354 days 7.00 7.19 7.50 7.71
355 days to 364 days 7.00 7.19 7.50 7.71
1 Year to below 1 Year 3 months 7.50 7.71 8.00 8.24
1 Year 3 months (15 months) to below 1 Year 4 months (16 months) 7.75 7.98 8.25 8.51
1 Year 4 months to below 1 Year 5 months 7.50 7.71 8.00 8.24
1 Year 5 months to below 1 Year 6 months 7.50 7.71 8.00 8.24
1 Year 6 Months up to 2 Years 7.50 7.71 8.00 8.24
Above 2 Years to below 2 Years 6 Month 7.25 7.45 7.75 7.98
2 years 6 Months (30 months) to below 2 years 7 months (31 months) 7.25 7.45 7.75 7.98
2 year 7 months to 3 years 3 months 7.25 7.45 7.75 7.98
Above 3 years 3 months to below 61 month 7.10 7.29 7.60 7.82
61 month and above 7.00 7.19 7.50 7.71
Indus Tax Saver Scheme (5 years) 7.10 7.29 7.60 7.82

Note: Interest is compounded quarterly. Annualized yield is effective annual return basis the same.

# Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Note: No interest pay-out if the deposit doesn’t complete atleast one full year for NRE FDs.

Senior Citizens - Additional interest rate on Domestic Term Deposits
*Please note the additional 0.50% over and above card rates are applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs. 3 Cr (Callable) (Not applicable for NRO/NRE Deposits)
Method of Calculation of Interest, Penalty on Premature Withdrawal and Other Terms & Conditions
  • Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).
  • For FI & Coop Banks: Please confirm rate with Treasury at funds@indusind.com prior to any quote.
  • Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. For example, For 1 year FD, basis current rate (8%), the discounted rate is 7.95% (The formula used is =NOMINAL(EFFECT(8%,4),12), ie 8% being effective rate, 4 being nos of quarter & 12 being nos of months (payments))
  • In case of High Value Deposit (>= 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.
  • In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the Interest rate published on the website for < 3 crore (withdrawable), if the withdrawn amount is < 3 crore else the interest rate applicable would be that of 3 < 5 crore (withdrawable) as published on the Bank’s website bankuat.indusind.bank.in on the day of booking of the deposit.
  • Penal Interest rate charge of 1% would be applicable on premature withdrawal.

Domestic /NRO/ NRE Fixed Deposit Rates (all in %) w.e.f. 29th April 2025

  3 crore to less than 5 crores- Premature Withdrawal Allowed* Senior Citizen Rate 3 crore to less than 5 crores- Premature Withdrawal Allowed* 
Tenure Rate Annualized Yield Rate Annualized Yield
7 days to 14 days 4.90 4.90 5.40 5.40
15 days to 30 days 5.00 5.00 5.50 5.50
31 days to 45 days 5.50 5.50 6.00 6.00
46 days to 60 days 6.00 6.00 6.50 6.50
61 days to 90 days 6.35 6.35 6.85 6.85
91 days to 120 days 6.85 6.85 7.35 7.35
121 days to 180 days 7.00 7.00 7.50 7.50
181 days to 210 days 7.00 7.19 7.50 7.71
211 days to 269 days 7.10 7.29 7.60 7.82
270 days to 354 days 7.20 7.40 7.70 7.93
355 days to 364 days 7.25 7.45 7.75 7.98
1 Year to below 1 Year 3 Months 7.30 7.50 7.80 8.03
1 Year 3 Months to below 1 Year 4 Months 7.35 7.56 7.85 8.08
1 Year 4 Months upto 2 Years 7.30 7.50 7.80 8.03
Above 2 Years up to 2 Years 1 Month 7.20 7.40 7.70 7.93
Above 2 years 1 month to below 2 years 6 Months 7.20 7.40 7.70 7.93
2 years 6 Months to below 2 years 9 Months 7.20 7.40 7.70 7.93
2 years 9 Months upto 3 years 3 months 7.20 7.40 7.70 7.93
Above 3 years 3 month to below 61 month 7.10 7.29 7.60 7.82
61 month and above 7.00 7.19 7.50 7.71

Note: Interest is compounded quarterly. Annualized yield is effective annual return basis the same.

# Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Note: No interest pay-out if the deposit doesn’t complete atleast one full year for NRE FDs.

Senior Citizens - Additional interest rate on Domestic Term Deposits
*Please note the additional 0.50% over and above card rates are applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs. 3 Cr (Callable) (Not applicable for NRO/NRE Deposits)
Method of Calculation of Interest, Penalty on Premature Withdrawal and Other Terms & Conditions
  • Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).
  • For FI & Coop Banks: Please confirm rate with Treasury at funds@indusind.com prior to any quote.
  • Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. For example, For 1 year FD, basis current rate (8%), the discounted rate is 7.95% (The formula used is =NOMINAL(EFFECT(8%,4),12), ie 8% being effective rate, 4 being nos of quarter & 12 being nos of months (payments))
  • In case of High Value Deposit (>= 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.
  • In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the Interest rate published on the website for < 3 crore (withdrawable), if the withdrawn amount is < 3 crore else the interest rate applicable would be that of 3 < 5 crore (withdrawable) as published on the Bank’s website bankuat.indusind.bank.in on the day of booking of the deposit.
  • Penal Interest rate charge of 1% would be applicable on premature withdrawal.

Domestic /NRO/ NRE Fixed Deposit Rates (all in %) w.e.f.  29.04.2025

  Above 1 crore to less than 3 crores (Domestic /NRO/NRE deposits) -
Premature Withdrawal Not Allowed***		 Senior Citizen Rate Above
1 crore to less than 3 crores (Not applicable for NRE/NRO deposits) -
Premature Withdrawal Not Allowed***
Tenure Rate Annualized Yield Rate Annualized Yield
7 days to 14 days 4.90 4.90 5.40 5.40
15 days to 30 days 5.00 5.00 5.50 5.50
31 days to 45 days 5.60 5.60 6.10 6.10
46 days to 60 days 6.00 6.00 6.50 6.50
61 days to 90 days 6.50 6.50 7.00 7.00
91 days to 120 days 7.00 7.00 7.50 7.50
121 days to 180 days 7.10 7.10 7.60 7.60
181 days to 210 days 7.25 7.45 7.75 7.98
211 days to 269 days 7.35 7.56 7.85 8.08
270 days to 354 days 7.35 7.56 7.85 8.08
355 days to 364 days 7.35 7.56 7.85 8.08
1 Year to below 1 Year 3 Months 7.50 7.71 8.00 8.24
1 Year 3 Months to below 1 Year 4 Months 7.75 7.98 8.25 8.51
1 Year 4 Months to below 1 Year 7 Months 7.50 7.71 8.00 8.24
1 Year 7 Months upto 2 Years 7.50 7.71 8.00 8.24
Above 2 Years up to 2 Years 1 Month 7.30 7.50 7.80 8.03
Above 2 years 1 month to below 2 years 6 Months 7.30 7.50 7.80 8.03
2 years 6 Months to below 2 years 9 Months 7.30 7.50 7.80 8.03
2 years 9 Months upto 3 years 3 months 7.30 7.50 7.80 8.03
Above 3 years 3 month to below 61 month 7.20 7.40 7.70 7.93
61 month and above 7.10 7.29 7.60 7.82
Indus Tax Saver Scheme (5 years) NA NA NA NA

Note: Interest is compounded quarterly. Annualized yield is effective annual return basis the same.

# Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Note: No interest pay-out if the deposit doesn’t complete atleast one full year for NRE FDs.

Senior Citizens - Additional interest rate on Domestic Term Deposits
*Please note the additional 0.50% over and above card rates are applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs. 3 Cr (Callable) (Not applicable for NRO/NRE Deposits)
Method of Calculation of Interest, Penalty on Premature Withdrawal and Other Terms & Conditions
  • Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).
  • For FI & Coop Banks: Please confirm rate with Treasury at funds@indusind.com prior to any quote.
  • Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. For example, For 1 year FD, basis current rate (8%), the discounted rate is 7.95% (The formula used is =NOMINAL(EFFECT(8%,4),12), ie 8% being effective rate, 4 being nos of quarter & 12 being nos of months (payments))
  • In case of High Value Deposit (>= 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.
  • In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the Interest rate published on the website for < 3 crore (withdrawable), if the withdrawn amount is < 3 crore else the interest rate applicable would be that of 3 < 5 crore (withdrawable) as published on the Bank’s website bankuat.indusind.bank.in on the day of booking of the deposit.
  • Penal Interest rate charge of 1% would be applicable on premature withdrawal.

Domestic /NRO/ NRE Fixed Deposit Rates (all in %) w.e.f.  29th April 2025

  3 crore to less than 5 crores (Domestic /NRO/NRE deposits) -
Premature Withdrawal Not Allowed***		 Senior Citizen Rate
3 crore to less than 5 crores (Not applicable for NRE/NRO deposits) -
Premature Withdrawal Not Allowed***
Tenure Rate Annualized Yield Rate Annualized Yield
7 days to 14 days 4.90 4.90 5.40 5.40
15 days to 30 days 5.00 5.00 5.50 5.50
31 days to 45 days 5.60 5,60 6.10 6.10
46 days to 60 days 6.00 6.00 6.50 6.50
61 days to 90 days 6.50 6.50 7.00 7.00
91 days to 120 days 7.00 7.00 7.50 7.50
121 days to 180 days 7.10 7.10 7.60 7.60
181 days to 210 days 7.25 7.45 7.75 7.98
211 days to 269 days 7.35 7.56 7.85 8.08
270 days to 354 days 7.35 7.56 7.85 8.08
355 days to 364 days 7.35 7.56 7.85 8.08
1 Year to below 1 Year 3 Months 7.45 7.66 7.95 8.19
1 Year 3 Months to below 1 Year 4 Months 7.50 7.71 8.00 8.24
1 Year 4 Months to below 1 Year 7 Months 7.45 7.66 7.95 8.19
1 Year 7 Months upto 2 Years 7.45 7.66 7.95 8.19
Above 2 Years up to 2 Years 1 Month 7.30 7.50 7.80 8.03
Above 2 years 1 month to below 2 years 6 Months 7.30 7.50 7.80 8.03
2 years 6 Months to below 2 years 9 Months 7.30 7.50 7.80 8.03
2 years 9 Months upto 3 years 3 months 7.30 7.50 7.80 8.03
Above 3 years 3 month to below 61 month 7.20 7.40 7.70 7.93
61 month and above 7.10 7.29 7.60 7.82
Indus Tax Saver Scheme (5 years) NA NA NA NA

Note: Interest is compounded quarterly. Annualized yield is effective annual return basis the same.

# Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Note: No interest pay-out if the deposit doesn’t complete atleast one full year for NRE FDs.

Senior Citizens - Additional interest rate on Domestic Term Deposits
*Please note the additional 0.50% over and above card rates are applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs. 3 Cr (Callable) (Not applicable for NRO/NRE Deposits)
Method of Calculation of Interest, Penalty on Premature Withdrawal and Other Terms & Conditions
  • Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).
  • For FI & Coop Banks: Please confirm rate with Treasury at funds@indusind.com prior to any quote.
  • Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. For example, For 1 year FD, basis current rate (8%), the discounted rate is 7.95% (The formula used is =NOMINAL(EFFECT(8%,4),12), ie 8% being effective rate, 4 being nos of quarter & 12 being nos of months (payments))
  • In case of High Value Deposit (>= 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.
  • In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the Interest rate published on the website for < 3 crore (withdrawable), if the withdrawn amount is < 3 crore else the interest rate applicable would be that of 3 < 5 crore (withdrawable) as published on the Bank’s website bankuat.indusind.bank.in on the day of booking of the deposit.
  • Penal Interest rate charge of 1% would be applicable on premature withdrawal.

Interest Rates on RECURRING DEPOSITS

Tenure Interest Rates p.a. (%) Senior Citizen Rates p.a.(%)
09 Months 7.00 7.50
12 Months 7.50 8.00
15 Months 7.75 8.25
18 Months 7.50 8.00
21 Months 7.50 8.00
24 Months 7.50 8.00
27 Months 7.25 7.75
30 Months 7.25 7.75
33 Months 7.25 7.75
36 Months 7.25 7.75
39 Months 7.25 7.75
Above 3 years 3 months to below 61 months 7.10 7.60
61 month and above 7.00 7.50
  • Tenor of RD is in multiples of month and corresponding rate of FD will be applicable.
  • Minimum Value of RD installment is Rs 500 and thereafter in multiples of 100
  • Minimum Tenor for RD is 1 Year. Only BFIL customers are allowed to book RD for tenor less than 1 Year.

FCNR / RFC* Deposits - w.e.f 26th April 2025

Period / Currency USD < 1 Mio USD 1 Mio < 10 Mio USD 10 Mio < 25 Mio USD 25 Mio & Above GBP EUR JPY CAD AUD
1yr < 2 yrs 5.80 5.90 5.90 5.90 5.55 3.30 - 3.70 5.00
2 yrs< 3 yrs 4.85 4.85 4.85 4.85 4.95 2.95 1.00 3.45 4.65
3 yrs< 4yrs 4.75 4.75 4.75 4.75 4.95 2.95 - 3.45 4.65
4 yrs< 5 yrs 4.75 4.75 4.75 4.75 4.95 2.95 - 3.50 4.65
5 yrs 4.75 4.75 4.75 4.75 5.00 3.00 1.00 3.65 5.00

RFC Deposit Rates are same as that applicable for FCNR deposits. However, the same are available only in USD, GBP & Euro

RFC Savings Rate is the rate applicable for 1Yr<2 Yrs on FCNR deposits and is available only in USD, GBP & Euro. For USD <1 Mio rate will apply.

 In case of pre-mature withdrawal of FCNR (B) deposits,

  •  No interest will be payable if the period the FCNR (B) deposit remains in force is less than 1 year.
  •  If the deposit has remained in force for more than 1 year, interest will be calculated at the rate applicable for the period the Deposit has actually remained with the Bank less 0.25%.

GIFT City IBU Term Deposit Rates (<1Mio) w.e.f. 15th Jan 2025

IBU RATE < 1 Mio USD EURO GBP
TENURE CALLABLE CALLABLE CALLABLE
7 days to 14 days 4.00% 2.50% 4.30%
15 days to 30 days 4.00% 2.50% 4.30%
31 days to 45 days 4.25% 2.70% 4.50%
46 days to 60 days 4.50% 2.80% 4.80%
61 days to 90 days 4.60% 2.85% 4.90%
91 days to 120 days 4.65% 2.85% 4.95%
121 days to 150 days 4.70% 2.90% 5.00%
151 days to 180 days 4.75% 2.85% 5.00%
181 days to 210 days 4.80% 2.85% 5.10%
211 days to 240 days 4.85% 2.90% 5.15%
241 days to 269 days 4.85% 2.90% 5.20%
270 days to 330 days 4.90% 2.95% 5.20%
331 days to 343 days 4.90% 2.95% 5.10%
344 days to 354 days 4.90% 2.95% 5.10%
355 days to 364 days 5.00% 3% 5.20%
365 days to Below 1 Year 3 Months 5.20% 3% 5.20%
1 Year 3 Months to Below 1 Year 4 Months 5.20% 3% 5.20%
1 Year 4 Months to Below 1 Year 6 Months  5.20% 3% 5.20%
1 Year 6 Months upto 2 Year 4.60% 2.60% 4.70%
Above 2 Year to Below 2 Year 6 Months 4.60% 2.60% 4.70%
2 Year 6 Months to Below 2 Year 7 Months 4.60% 2.60% 4.70%
2 Year 7 Months to 3 Year 3 Months 4.55% 2.60% 4.65%
Above 3 Year 3 Months to Below 61 Months 4.55% 2.60% 4.60%
61 Months and above upto 10 Years 4.55% 2.60% 4.60%

 

IBU RATE < 1 Mio USD EURO GBP
TENURE NON CALLABLE NON CALLABLE NON CALLABLE
7 days to 14 days 4.10% 2.60% 4.40%
15 days to 30 days 4.10% 2.60% 4.40%
31 days to 45 days 4.35% 2.80% 4.60%
46 days to 60 days 4.60% 2.90% 4.90%
61 days to 90 days 4.70% 2.95% 5.00%
91 days to 120 days 4.75% 2.95% 5.05%
121 days to 150 days 4.80% 3.00% 5.10%
151 days to 180 days 4.85% 2.95% 5.10%
181 days to 210 days 4.90% 2.95% 5.20%
211 days to 240 days 4.95% 3.00% 5.25%
241 days to 269 days 4.95% 3.00%
 5.30%
270 days to 330 days 5.00% 3.05% 5.30%
331 days to 343 days 5.00% 3.05% 5.20%
344 days to 354 days 5.00% 3.05% 5.20%
355 days to 364 days 5.10% 3.10% 5.30%
365 days to Below 1 Year 3 Months 5.30% 3.10% 5.30%
1 Year 3 Months to Below 1 Year 4 Months 5.30% 3.10% 5.30%
1 Year 4 Month to Below 1 Year 6 Months  5.30% 3.10% 5.30%
1 Year 6 Months upto 2 Year 4.70% 2.70% 4.80%
Above 2 Year to Below 2 Year 6 Months 4.70% 2.70% 4.80%
2 Year 6 Months to Below 2 Year 7 Months 4.70% 2.70% 4.80%
2 Year 7 Months to 3 Year 3 Months 4.65% 2.70% 4.75%
Above 3 Year 3 Months to Below 61 Months 4.65% 2.70% 4.70%
61 Months and above upto 10 Years 4.65% 2.70% 4.70%

Please note "All term deposits accepted from individuals will have to be booked as callable deposits” (other than Individual Clients which are classified as “Professional Client” under the IFSCA client classification requirements).

Click here   Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr - Withdrawal

Click here   Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr - Non- Withdrawal

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Savings Bank Account Interest Rates - w.e.f. 17th April 2025

Savings Bank Account Interest Rates Domestic / Non Resident (NRO/NRE)* Rate p.a.
Daily balance upto Rs. 5 Lakh 3.00%
Daily balance above Rs. 5 Lakh upto Rs. 10 Lakh 4.00%
Daily balance above Rs. 10 Lakh upto Rs. 25 Lakh 5.00%
Daily balance above Rs. 25 Lakh upto Rs. 50 Lakh 6.00%
Daily balance above Rs. 50 Lakh upto Rs. 5 Cr 7.00%
Daily balance above Rs. 5 Cr upto Rs. 100 Cr 7.00%*

* Flat Rate applicable on entire balance.

For rates on amount above INR 100 Crores, please contact your branch or Relationship Manager

Indus Global Savings Account USD Rate p.a w.e.f 11th May 2025
<=1 Mio 5.00%
>1 Mio <= 5 Mio 5.75%
>5 Mio <= 10 Mio 5.75%
>10 Mio <= 40 Mio 5.75%
>40 Mio<=100 Mio 6.00%
> 100 Mio<= 150 Mio 6.00%
> 150 Mio 2.50%

Indus Global Savings Account GBP Rate p.a. w.e.f. 30th Dec 2024
< =10 Mio 2.75%
10 Mio + 3.25%

Please note:

  • The rates are applicable on Domestic/Non-resident (NRE/NRO) Savings Account, the interest on daily balance is calculated as below:
  • a. 3.00% for daily balances up to Rs. 5 Lakh
    b. 4.00% for daily balances above Rs. 5 Lakh and up to Rs.10 Lakh, please note 4.00% will be paid on incremental balances above Rs 5 Lakh up to Rs 10 Lakh
    c. 5.00% for balances above Rs.10 Lakh and up to Rs.25 Lakh, please note 5.00% will be paid on incremental balance above Rs.10 Lakh up to Rs.25 Lakh
    d. 6.00% for balances above Rs.25 Lakh and up to Rs.50 Lakh, please note 6.00% will be paid on incremental balance above Rs.25 Lakh up to Rs.50 Lakh
  • e. 7.00% for balances above Rs.50 Lakh and up to Rs.5 Crores, please note 7.00% will be paid on incremental balance above Rs.50 Lakh up to Rs.5 Crores
  • f. 7.00% for balances above Rs.5 Crores and up to Rs.100 Crores, please note 7.00% will be paid on entire balance
  • For Interest rate on Deposit above Rs. 100 Crores, please contact your Relationship Manager or visit your nearest branch
  • #RFC Savings Rate is the rate applicable for 1Yr<2 Yrs on FCNR deposits and is available only in USD, GBP & Euro
  • Balances of Grouped Savings Accounts will not be added before applying rates. The grouping of balance is only for minimum balance requirement / transaction pricing, if any.
  • Interest Credit is shown in the E-Statement / Physical Statement / Net-Banking statement.
  • Interest is paid at every calendar quarter on 30th June, 30th September, 31st December and 31st March.

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MCLR Rate

Marginal Cost of Funds Based Lending Rate

Rates are effective from May 22, 2025

MCLR Benchmark MCLR (%)
Overnight 10.15%
1 month 10.20%
3 month 10.25%
6 month 10.35%
1 year 10.35%
2 year 10.35%
3 year 10.35%

Base Rate

Base Rate
 11.45% p.a. with effect from March 11, 2025

BPL Rate

Benchmark PLR
 20.60% p.a. with effect from 19th October 2015.

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The minimum and maximum and mean rate - Individuals - 01-01-2025 To 31-03-2025
New Min % Max % Mean %
Small Commercial Vehicle 11.03 28.00 18.14
Passenger Vehicle 9.25 18.00 11.04
Construction Equipment 9.77 16.01 10.58
Light Commercial Vehicle 9.80 16.62 11.61
Medium Heavy Commercial Vehicle 9.76 13.03 10.51
Tractor & Farm Equipment 11.16 21.51 14.14
Two Wheeler 13.06 28.00 20.65
Affordable Home Loan 9.85 18.00 12.02
       
Used Min % Max % Mean %
Small Commercial Vehicle 12.80 29.85 22.97
Passenger Vehicle 10.55 21.00 15.46
Construction Equipment 10.26 17.71 14.17
Light Commercial Vehicle 10.67 23.97 15.11
Medium Heavy Commercial Vehicle 10.55 20.75 14.20
Tractor & Farm Equipment 18.00 24.50 19.10
Two Wheeler 18.19 27.00 22.59

The minimum and maximum and mean rate - Individuals - 01-01-2025 To 31-03-2025
New Min % Max % Mean %
Small Commercial Vehicle 11.57 36.00 19.34
Passenger Vehicle 9.35 21.47 11.39
Construction Equipment 9.86 16.84 10.78
Light Commercial Vehicle 9.90 18.35 12.05
Medium Heavy Commercial Vehicle 9.82 13.59 10.69
Tractor & Farm Equipment 11.53 27.27 14.48
Two Wheeler 13.77 37.97 22.68
Affordable Home Loan 10.25 18.65 12.78
       
Used Min % Max % Mean %
Small Commercial Vehicle 12.80 35.99 25.83
Passenger Vehicle 11.17 25.41 16.07
Construction Equipment 10.55 19.82 14.84
Light Commercial Vehicle 11.53 26.56 16.15
Medium Heavy Commercial Vehicle 11.12 23.32 15.00
Tractor & Farm Equipment 14.17 29.69 20.57
Two Wheeler 21.57 35.00 24.15

For detailed information on vehicle loan interest rates, please click here.

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Interest Rate – Q4 2024-25
Minimum 10.25%
Maximum 28.00%
Mean 16.97%
Annual Percentage Rate (FY24-25)*
Minimum 10.35%
Maximum 35.17%

*Government taxes and other levies as applicable will be charged over and above the Fee and Charge

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Interest Rate – Q4 2024-25
Minimum IRR % 12.00%
Maximum IRR % 24.00%
Mean IRR % 13.97%

*Government taxes and other levies as applicable will be charged over and above the Fee and Charge

 

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Interest Rate – Q3 2024-25 [Business Loans Including STBL]
Minimum 14.00%
Maximum 21.99%
Mean 17.27%
Annual Percentage Rate (FY24-25)* [Business Loans Including STBL]
Minimum 14.65%
Maximum 26.66%

*Government taxes and other levies as applicable will be charged over and above the Fee and Charges

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7% interest p.a

Senior Citizen

up to 7.5% interest p.a

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